PRIVACY POLICY


At Bersama Cooperative Multipurpose Society ("Bersama," "we," "us," or "our"), we are committed to protecting the privacy and confidentiality of our members' personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard the personal information provided to us through our website, mobile application, and other services (collectively, the "Services").

  1. 1.  Information We Collect:

    • 1. Personal Information: We collect personal information, such as name, email address, phone number, and other contact details, when you register for an account with us or use our Services.
    • 2. Financial Information: We may collect financial information, such as bank account details or payment card information, to facilitate transactions and investments.
    • 3. Transaction Information: We gather information about transactions made through our Services, including investment activities and contributions.
    • 4. Usage Information: We automatically collect information about how you interact with our Services, such as your IP address, device information, and browsing activities.
    • 5. Cookies and Tracking Technologies: We use cookies and similar tracking technologies to enhance your experience, analyze trends, and personalize content.
  2. 2.  Use of Information:

    • 1. Provide and Improve Services: We use the information to deliver and enhance our Services, customize user experience, and develop new features.
    • 2. Communication: We may send you transactional and promotional communications related to our Services, including newsletters, updates, and offers.
    • 3. Compliance: We use the information to comply with legal and regulatory requirements, enforce our policies, and protect against fraud and misuse.
  3. 3.  Sharing of Information:

    • 1. Service Providers: We may share personal information with third-party service providers who assist us in delivering our Services, such as developers, financial institutions, and marketing partners.
    • 2. Legal Compliance: We may disclose information to comply with applicable laws, regulations, legal processes, or governmental requests.
    • 3. Business Transfers: In the event of a merger, acquisition, or sale of assets, we may transfer or disclose information as part of the transaction.
  4. 4.  Data Security:

    • We implement security measures to protect your information from unauthorized access, alteration, disclosure, or destruction.
    • Despite our efforts, no method of transmission over the internet or electronic storage is entirely secure. Therefore, we cannot guarantee absolute security.
  5. 5.  Your Choices:

    • 1. Account Information: You may update or correct your account information by accessing your account settings.
    • 2. Communication Preferences: You can opt out of receiving promotional communications by following the unsubscribe instructions provided in the messages.
    • 3. Cookies: You can manage cookies preferences through your browser settings.
  6. 6.  Children's Privacy:

    • Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
  7. 7.  Updates to this Policy:

    • We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the revised policy on our website or through other means.
  8. 8.  Contact Us:

    • If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at info@bersamacoop.com