BERSAMA (also referred to as “BERSAMA”, “we”, “us” throughout this document), a Real Estate Cooperative Multipurpose Society that provides its members with collaborative access to secured, vetted, yield-driven real estate investment opportunities is committed to protecting your privacy and developing technology to give you a powerful and safe online experience. This Statement of Privacy applies to the BERSAMA website; www.bersamacoop.com and governs data collection and usage. By using the BERSAMA website, you consent to the data practices described in this statement.
Collection of Your Personal Information
BERSAMA collects personally identifiable information, such as your email address, name, home or work address, telephone number etc. BERSAMA also collects anonymous demographic information, which is not unique to you, such as your ZIP/Postal code, age, gender, preferences, interests and favourites etc. BERSAMA collects certain types of personally identifiable information from businesses such as Company name, location address, contact person, position, phone number, email address, valid ID document type and number, registered date of the company, etc.
We may collect information about third parties from you such as details of names, email addresses, and date of birth data. The information is requested for the purpose of nominating a beneficiary for your Agency with BERSAMA or for shipping purpose. If your spouse or family members wish to have their information removed from our site they may contact us at firstname.lastname@example.org or email@example.com
There is also information about your computer hardware and software that is automatically collected by BERSAMA. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by BERSAMA for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the BERSAMA website. Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who have access to them. To request removal of your personal information from our blog or community forum, contact us at firstname.lastname@example.org or email@example.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
BERSAMA encourages you to review the privacy statements of websites you choose to link to from BERSAMA so that you can understand how those websites collect, use and share your information. BERSAMA is not responsible for the privacy statements or other content of websites outside of the BERSAMA website and the BERSAMA family of websites.
Use of Your Personal Information
BERSAMA collects and uses your personal information to help you operate the BERSAMA website and deliver the services you have requested, such as allowing you to keep track of new referrals, customer purchases and payments, account balances, transactions, activity and performance and commissions. BERSAMA also uses your personally identifiable information to respond to your inquiries, allow you to subscribe to RSS feeds, newsletters, articles, updates, and inform you of other products or services available from BERSAMA and its affiliates. BERSAMA may also contact you via surveys to conduct research about your opinions of current services or of potential new services that may be offered. We may require you to provide us certain demographic information. We will also use this information to monitor site traffic and personalize the site.
BERSAMA collects and uses your personal information to create your business account and allow you to sell items on the website to individuals, delivering services you have requested. We may also use your information to send you relevant newsletters, respond to your inquiries, allow you to subscribe to RSS feeds, newsletters, articles and updates. To learn how you may opt-out/ unsubscribe from certain communications, please see the paragraph below.
We may also disclose your personal information as required by law, such as to comply witha subpoena, or similar legal process, when we believe in good faith that disclosure is necessary to protect our rights, to protect your safety or the safety of others, investigate fraud, or respond to a government request. If we are involved in a merger, acquisition, or sale of all or a portion of our assets, you will be notified via email and/or prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
BERSAMA does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. BERSAMA keeps track of the websites and pages our customers visit within BERSAMA, in order to determine what BERSAMA services are the most popular. This data is used to deliver customised content and advertising within BERSAMA to customers whose behaviour indicates that they are interested in a particular subject area.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalise BERSAMA’S pages, or register with the BERSAMA site or services, a cookie helps BERSAMA to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same BERSAMA website, the information you previously provided can be retrieved, so you can easily use the BERSAMA features that you customised.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the BERSAMA services or websites you visit. The use of third party cookies is not covered by our privacy statement. We do not have access or control over these cookies.
Clear Gifs (Web Beacons/Web Bugs)
We employ or our third party tracking utility partner employs a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on web pages and are about the size of the full stop at the end of this sentence. We do not tie the information gathered by clear gifs to our customers’ personally identifiable information.
We use local shared objects, also known as flash cookies, to store your preferences such as volume control, or display content based upon what you view on the BERSAMA site to personalize your visit. Third parties, with whom we partner to provide certain features on our site or to display advertising based upon your web browsing activity, use flash cookies to collect and store information.
Flash cookies are different from browser cookies because of the amount of data and type of data used, and also because of how data is stored. Cookie management tools provided by your browser will not remove flash cookies.
Security of Your Personal Information
BERSAMA secures your personal information from unauthorized access, use or disclosure. BERSAMA secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
BERSAMA follows generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we have received it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
Social Media (Features) and Widgets
We post testimonials on our website which may contain personal information. We do obtain the customer’s consent prior to posting the testimonial to post their name along with their testimonial. To request removal of your personal information from our testimonials, contact us at firstname.lastname@example.org or email@example.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
Access to Your Personal Information
If your personal information changes, or if you no longer desire our service, you may correct, delete inaccuracies, or update them by selecting “my profile” once you have logged into your account or by contacting us at firstname.lastname@example.org or email@example.com. We will respond to your inquiries within 30 days.
We will retain your information for as long as your account is active or as needed to keep providing you with our services. If you wish to cancel your account or request that we no longer use your information to provide you services, contact us at the email address listed above. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Changes to this Statement
We may update this privacy statement to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address registered to your account) or by means of a notice on the BERSAMA website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
BERSAMA welcomes your comments regarding this Statement of Privacy. If you believe that BERSAMA has not adhered to this Statement, please contact BERSAMA’S webmaster. We will use commercially reasonable efforts to promptly determine and remedy the problem.
3 Olaide Benson Street Onigbongbo, Maryland
Ikeja, Lagos, Nigeria.
Email: firstname.lastname@example.org or email@example.com